Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase home owner insurance for your new home. Home owners policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

Search All Nashville Listings

* Separate multiple values with comma.

Sort by:

1805 Sweetbriar Avenue Nashville, TN 37212

Price $1,895,000
Beds 5
Baths 6
Living Area SqFt 4,758
Status Active
MLS # 1931498
Property Type Residential
 

4001 Dorcas Dr Nashville, TN 37215

Price $1,891,200
Beds 4
Baths 5
Living Area SqFt 6,027
Status Active Under Contract
MLS # 1908986
Property Type Residential
 

4913 Maymanor Cir Nashville, TN 37205

Price $1,890,000
Beds 4
Baths 6
Living Area SqFt 5,400
Status Active
MLS # 1930650
Property Type Residential
 

1 Old Club Lane Nashville, TN 37215

Price $1,875,000
Beds 4
Baths 6
Living Area SqFt 5,603
Status Active
MLS # 1914760
Property Type Residential
 

4017 Wallace Ln Nashville, TN 37215

Price $1,850,000
Beds 5
Baths 6
Living Area SqFt 6,698
Status Active
MLS # 1875876
Property Type Residential
 

5061 Hill Place Dr Nashville, TN 37205

Price $1,849,000
Beds 4
Baths 4
Living Area SqFt 5,574
Status Active
MLS # 1898038
Property Type Residential
 

2811 Wimbledon Ave Nashville, TN 37215

Price $1,849,000
Beds 5
Baths 6
Living Area SqFt 5,930
Status Active
MLS # 1910402
Property Type Residential
 

629 Belle Park Cir Nashville, TN 37205

Price $1,825,000
Beds 4
Baths 5
Living Area SqFt 4,845
Status Active
MLS # 1930304
Property Type Residential
 

4513 Harpeth Hills Drive Nashville, TN 37215

Price $1,800,000
Beds 5
Baths 7
Living Area SqFt 5,259
Status Active
MLS # 1884678
Property Type Residential
 

2213 Belmont Blvd Nashville, TN 37212

Price $1,800,000
Beds 5
Baths 5
Living Area SqFt 4,885
Status Active
MLS # 1924131
Property Type Residential
 

110 Cheek Rd Nashville, TN 37205

Price $1,795,000
Beds 4
Baths 6
Living Area SqFt 5,273
Status Active
MLS # 1916360
Property Type Residential
 

1803 Cedar Ln Nashville, TN 37212

Price $1,795,000
Beds 4
Baths 4
Living Area SqFt 4,057
Status Active Under Contract
MLS # 1916459
Property Type Residential
 

126 Brookfield Ave Nashville, TN 37205

Price $1,790,000
Beds 6
Baths 6
Living Area SqFt 5,261
Status Active
MLS # 1896297
Property Type Residential
 

704 18th Ave S Nashville, TN 37203

Price $1,750,000
Beds 9
Baths 3
Living Area SqFt 3,999
Status Active
MLS # 1893403
Property Type Residential
 

4208 Kirtland Rd Nashville, TN 37215

Price $1,750,000
Beds 6
Baths 5
Living Area SqFt 6,329
Status Active
MLS # 1910231
Property Type Residential
 

2812 Oakland Ave Nashville, TN 37212

Price $1,750,000
Beds 5
Baths 5
Living Area SqFt 4,988
Status Active Under Contract
MLS # 1923888
Property Type Residential
 

4012 Estes Rd Nashville, TN 37215

Price $1,749,900
Beds 5
Baths 6
Living Area SqFt 5,237
Status Active
MLS # 1886389
Property Type Residential
 

2800 Valley Brook Pl Nashville, TN 37215

Price $1,749,000
Beds 4
Baths 5
Living Area SqFt 5,291
Status Active
MLS # 1906224
Property Type Residential
 

211 La Vista Dr Nashville, TN 37215

Price $1,700,000
Beds 5
Baths 6
Living Area SqFt 4,902
Status Active
MLS # 1926306
Property Type Residential
 

7446 River Road Pike Nashville, TN 37209

Price $1,700,000
Beds 4
Baths 5
Living Area SqFt 8,310
Status Active
MLS # 1927730
Property Type Residential
 

3602 Hampton Ave Nashville, TN 37215

Price $1,685,000
Beds 4
Baths 5
Living Area SqFt 5,525
Status Active
MLS # 1914004
Property Type Residential
 

1136 Glenwood Ave Nashville, TN 37204

Price $1,650,000
Beds 5
Baths 6
Living Area SqFt 5,549
Status Active
MLS # 1924743
Property Type Residential
 

3506 Amanda Avenue Nashville, TN 37215

Price $1,615,000
Beds 5
Baths 6
Living Area SqFt 5,031
Status Active
MLS # 1899228
Property Type Residential
 

2802 Valley Brook Pl Nashville, TN 37215

Price $1,599,000
Beds 4
Baths 6
Living Area SqFt 5,120
Status Active
MLS # 1910729
Property Type Residential
 

5 Wyndham Pl Nashville, TN 37215

Price $1,595,000
Beds 5
Baths 4
Living Area SqFt 6,790
Status Active
MLS # 1923032
Property Type Residential
 

1802 Writers Cir Brentwood, TN 37027

Price $1,579,000
Beds 4
Baths 6
Living Area SqFt 5,100
Status Active
MLS # 1900231
Property Type Residential
 

9422 New Highway 96 W Franklin, TN 37064

Price $1,557,000
Beds 4
Baths 5
Living Area SqFt 4,568
Status Active
MLS # 1870731
Property Type Residential
 

9422 Highway 96 Franklin, TN 37064

Price $1,557,000
Beds 4
Baths 5
Living Area SqFt 4,567
Status Active
MLS # 1870732
Property Type Residential
 

2212 11th Ave S, Nashville

Price $1,500,000
Beds 4
Baths 5
Living Area SqFt 4,500
Status Active
MLS # 1902077
Property Type Residential
 

5453 Camelot Rd Brentwood, TN 37027

Price $1,500,000
Beds 5
Baths 7
Living Area SqFt 8,440
Status Active
MLS # 1909828
Property Type Residential
 

2804 Valley Brook Pl Nashville, TN 37215

Price $1,499,900
Beds 5
Baths 6
Living Area SqFt 4,762
Status Active
MLS # 1920662
Property Type Residential
 

1401 Old Hickory Blvd Brentwood, TN 37027

Price $1,499,900
Beds 4
Baths 6
Living Area SqFt 7,430
Status Active
MLS # 1928818
Property Type Residential
 

209 La Vista Dr Nashville, TN 37215

Price $1,499,000
Beds 4
Baths 6
Living Area SqFt 5,628
Status Active
MLS # 1927278
Property Type Residential
 

2004 Linden Avenue Nashville, TN 37212

Price $1,495,000
Beds 4
Baths 6
Living Area SqFt 4,101
Status Active
MLS # 1900761
Property Type Residential
 

101 Mcarthur Ridge Ct Nashville, TN 37220

Price $1,495,000
Beds 5
Baths 6
Living Area SqFt 6,696
Status Active
MLS # 1918342
Property Type Residential
 

2451 Old Hickory Blvd Nashville, TN 37221

Price $1,495,000
Beds 4
Baths 5
Living Area SqFt 5,905
Status Active
MLS # 1924460
Property Type Residential
 

154a Cheek Rd Nashville, TN 37205

Price $1,495,000
Beds 4
Baths 6
Living Area SqFt 4,536
Status Active
MLS # 1929462
Property Type Residential
 

611 Georgetown Dr Nashville, TN 37205

Price $1,475,000
Beds 4
Baths 5
Living Area SqFt 5,524
Status Active
MLS # 1922393
Property Type Residential
 

3713 Whitland Ave Nashville, TN 37205

Price $1,450,000
Beds 4
Baths 3
Living Area SqFt 3,567
Status Active
MLS # 1914037
Property Type Residential
 

4036 Sneed Rd Nashville, TN 37215

Price $1,449,000
Beds 4
Baths 6
Living Area SqFt 4,726
Status Active
MLS # 1877743
Property Type Residential
 

Search For Homes | Search Schools | Find Your Home Value | Locate Your Family’s Lifestyle

This High Tech Website will help you locate and find the Davidson County TN homes for sale you desire.You can start your search by looking through all the Davidson County Homes For Sale By Price. We also provide you with your current home value through our instant home value tool for free, check instant home values by your city, town or even your neighborhood. We understand finding the right home for sale is important to you and your family so we have separated Davidson County TN Zip Codes  to make it easier for you to search in the exact location you want to live. You might be searching for Davidson County Homes By Type. This would include all Davidson County Condos and Davidson County Town Homes. Our site also features all Davidson County Homes By Schools, here you will be able to search all homes for sale by the school year your child is attending, private or public, and it even includes all of the schools contact information for enrollment information.

Davidson County Lifestyle also plays a big role choosing a home for you and your family. Our Team understands this more than most so we have built this entire site to focus around the lifestyle you and your family want to live. We Are Here To Serve YOU!

Tara Leurs, SRS, e-pro, GRI Owner/Managing Broker

Tara earned her real estate license in 2004 as a way of financing her college education and graduated from MTSU in 2005 with a major in public relations and double minor in marketing/English. She became a broker in 2013 and opened Red Lily in 2014 to create a real estate company that continually strives for honesty and integrity. With over ten years’ experience as a professional realtor, Tara's offers clients, whether they are buying or selling their home, the highest level of expertise and intention. As a Nashville native and with over a decade of experience in the local market, Tara’s expertise includes both residential and commercial real estate in and around Nashville. When not assisting someone with their dream home, she enjoys spending time with her husband Jeff, cheering on her daughters in their competitive gymnastics, and taking care of their various farm animals.

Contact Tara: Phone: (615) 424.4055 | Email: tara@redlilyre.com